State legislatures have adopted a number of consumer protection statutes addressing lending and deposit taking activities by financial institutions including federal credit unions.

Federal regulators are reviewing potential revisions to the Community Reinvestment Act that would reshape fundamental elements of the regulations and substantially change how institutions comply with them.

Jeff Naimon addressed primary statutes and regulations for consumer lending that are intended to increase consumer knowledge through disclosure, features of these disclosure regimes, and the future of disclosure as a regulatory technique.

Keisha Whitehall Wolfe drew upon her industry experience to moderate a panel that examined several policy issues currently being considered by state legislatures that are of utmost important to lenders and servicers.

Sherry-Maria Safchuk drew upon her extensive experience assisting clients on privacy issues and led a discussion on the Community Reinvestment Act and privacy requirements.

Marshall Bell, drawing upon years of regulatory experience, and John Coleman, former Deputy General Counsel at the Consumer Financial Protection Bureau, presented at the Operations and Regulatory Compliance Committee on a wide range of topics.

Jeff Naimon — leading mortgage attorney for the firm — discussed fair lending issues, particularly in light of changes affecting the industry initiated by the Biden administration.

Jeff Naimon discussed the traditional pricing concerns, as well as underwriting, marketing, and advertising during this MBA webinar.